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jack333
TF Legend
Contributor
VIP Lounge
- Thursday at 11:49 AM
- #121
sjmajumder said:
I didn't get. I do maintain a balance of ₹ 1 in Jupiter
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So only fi and federal accounts count
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Rahul Gupta
TF Legend
Verified User
- Thursday at 3:17 PM
- #122
jack333 said:
Can the people having only jupiter account expect preapproved federal card?
I think Fi plays an important in pre-approved cards. I was using FI heavely for 2% cashback and fi points so you can consider this as another thing for pre-approved offer.
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Rahul Gupta
TF Legend
Verified User
- Thursday at 3:19 PM
- #123
jack333 said:
So only fi and federal accounts count
Jupiter account also counts but they recently shiffed their focus to csb bank. Also Fi is unable to offer any cards due to rbi ban on federal co branded card so current best approach will be the one i mentioned in previous page. Take a cibil hit and let the system know your credit data.
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C
CardGame
TF Ace
VIP Lounge
- Thursday at 4:13 PM
- #124
newinnov said:
cibil will be hit regardless
Not even once in my 8-10 attempts since January 2024
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N
newinnov
TF Premier
- Thursday at 5:53 PM
- #125
CardGame said:
Not even once in my 8-10 attempts since January 2024
Please explain, don't give generic replies like banks
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jack333
TF Legend
Contributor
VIP Lounge
- Thursday at 6:01 PM
- #126
sjmajumder said:
I didn't get. I do maintain a balance of ₹ 1 in Jupiter
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So after how much time of opening fi account you got federal core card preapproved?
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BeingIncog
TF Ace
- Thursday at 6:22 PM
- #127
jack333 said:
So after how much time of opening fi account you got federal core card preapproved?
he didn't .
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sjmajumder
TF Ace
- Thursday at 9:05 PM
- #128
jack333 said:
So after how much time of opening fi account you got federal core card preapproved?
I DID NOT get any preapproved offer.
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Rahul Gupta
TF Legend
Verified User
- Thursday at 10:29 PM
- #129
jack333 said:
So after how much time of opening fi account you got federal core card preapproved?
Let me give you another senario. My friend opened a jupiter account 2 years ago and left it there with zero balance. He just did first transaction for referral benefit thats it. In dec 2023 he got a pre-approved jupiter federal cc mail from jupiter with limit of 4.4 lacs and he ignored it after a while( march 2024) i asked him to apply directly on fed website and he got a fed celesta visa there with 4.62lac limit without any cibil hit.
First image is from dec 2023 and 2nd celesta image is from march 2024.
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imdjay
TF Ace
Contributor
VIP Lounge
- Saturday at 9:43 AM
- #130
sjmajumder said:
I am just waiting so that they don't cancel my card and I can ask for compensation as per RBI rules
They converted my Imperio to celesta.
They have not responded on email yet but I received an SMS around 6 in the morning today that the Imperio variant is transferred and they will dispatch the new card soon. Checked the federal app, Celesta is showing instead of Imperio. no CL enhancement though.
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sjmajumder
TF Ace
- Saturday at 11:22 AM
- #131
imdjay said:
They converted my Imperio to celesta.
They have not responded on email yet but I received an SMS around 6 in the morning today. Checked the federal app, Celesta is showing instead of Imperio. no CL enhancement though.
Surprising. They replied to me on mail saying they don't have the feature to upgrade card and suggested to cancel and re-apply after 90 days.
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sjmajumder
TF Ace
- Saturday at 11:38 AM
- #132
Card closed SMS received on 26th.
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imdjay
TF Ace
Contributor
VIP Lounge
- Saturday at 11:50 AM
- #133
sjmajumder said:
Surprising. They replied to me on mail saying they don't have the feature to upgrade card and suggested to cancel and re-apply after 90 days.
First level team said the same thing to me.
then I escalated to nodal and PNO, told I had applied for Celesta but you approved Imperio, either convert it to celesta with higher limit or cancel the card. Quoted this case as miss-selling and told if I do not get a proper resolution will escalate to RBIO.
Also, I had shown interest in Celesta card from their website. Through that, I received a call from their team and they were going to apply for celesta for me. But when I explained her my situation, she said she would pass this conversion request to their Card Issuance team. Maybe that worked.
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sjmajumder
TF Ace
- Saturday at 11:54 AM
- #134
imdjay said:
First level team has said the same thing to me.
then I escalated to nodal and PNO, told I had applied for Celesta but you approved Imperio, either convert it to celesta with higher limit or cancel the card. Quoted this case as miss-selling and told if I do not get a proper resolution will escalate to RBIO.Also, I had shown interest in Celesta card from their website. Through that, I received a call from their team and they were going to apply for celesta for me. But when I explained her my situation, she said she would pass this conversion request to their Card Issuance team. Maybe that worked.
Can you share the nodal and PNO email ids please.
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imdjay
TF Ace
Contributor
VIP Lounge
- Saturday at 12:21 PM
- #135
sjmajumder said:
Can you share the nodal and PNO email ids please.
First level: creditcards@federalbank.co.in
Second level: Zone wise
Third level: support@federalbank.co.in
Alternatively you can try sending email to ccsalessupport@federalbank.co.in in case of credit card miss-selling. I think this is for offline application.
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sjmajumder
TF Ace
- Saturday at 12:56 PM
- #136
imdjay said:
First level: creditcards@federalbank.co.in
Second level: Zone wise
Third level: support@federalbank.co.inAlternatively you can try sending email to ccsalessupport@federalbank.co.in in case of credit card miss-selling. I think this is for offline application.
Thanks!
I am on a complaining (to RBI Ombudsman) spree. Registered 2 complaints against ICICI Bank this week. Created ground for one against IndusInd and another against HSBC. Let's add this too
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